Information on Michigan Health Insurance:
How to Get the Most Out of Your Health
Coverage
- Taken from
www.michigan.gov
Selecting, purchasing and understanding health insurance
and health coverage options can be a complex experience. The purpose of
this web page is to provide basic information regarding health insurance
and health coverage in Michigan to help you make informed decisions when
choosing health care coverage. Throughout the following web pages you
will find responses to frequently asked questions, links to related
topics and other helpful information.|
Health
Insurance Basics Click here for: Coverage options, HIPAA eligible individual, creditable coverage, individual vs. group coverage |
Traditional Health Policy Specifics Click here for: Michigan's minimum coverage requirements, prescription drug coverage and other policy provisions |
Rate
Regulation for Health Insurance Click here for: How health insurance rates are regulated, loss ratios |
|
Health Maintenance
Organization (HMOs) Basics Click here for: Information on HMOs |
Blue
Cross Blue Shield of MI Click here for: Information on BCBSM |
Leaving
an Employer Group Click here for: Conversion rights, continuation rights and moving from group coverage to individual coverage |
|
Health
Savings Accounts Click here for: Information on HSAs |
Health
Coverage Appeals Click here for: Internal grievance process and Patients Right to Independent Review Act, adverse determination, external reviews and time frames |
Carrier Information Click here for: Private rating firms, filing a complaint with OFIS, and carrier comparisons |
|
Senior Issues Click here for: Medicare, Medicare supplement, and long term care insurance |
Miscellaneous Topics Click here for: Clean claims, disability income insurance, and discount health care plans |
Glossary Click here for: Definition of terms used |
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